Annette says:

My husband and I have been looking for something to gain a little extra income to pay off some bills. When I read this I thought it was too good to be true. I was not going to do anything until I did a little investigating first. It sounded like a scam to me and when I googled this I was glad to see that we weren't the only one that was checking this out. Thanks for posting this.

earl says:

a new scam

Extra Plus Ltd.

Extraplus
Financial services group

The Extra Plus Ltd. has a current offering of part-time positions. Even if you are presently employed, this opportunity can add additional earnings to your family's budget.
About us

Extra Plus co-operates with more than 90 countries in Europe, North and South America, the Near East and Asia. Today Extra Plus has built up an excellent reputation based on stability and reliability. Activities for our company are various. We find firms or people and negotiate contracts with them. Extra Plus is the guarantor between the employer and the employee, vendor and vendee, etc.

The fundamental nature of your job will primarily consist of the following:

* We send you a check that you cash utilizing a check cashing service
* You take the money from this check and send it to our agent (If our partner is in the USA or Canada, you send the money to him through Travel Express)
* If our partner is not in the USA or Canada, it is necessary for you to use Western Union or Money Gram.
* Your salary will be 10% from the sum of every check.
* The more checks you receive - the more money you earn. Moreover, if you collaborate with us successfully during your first month, you will get an increase in pay.
* After 2 months of successful employment you will get bumped up to 20% from the sum of every check.

Many of our clients conduct business via checks. But financial institutions in other countries are either not always equipped and/or charge huge fees when transferring funds.

That's why Extra Plus is in need of people who can help us solve this problem and while doing so, earn a decent salary! This creates a nice win-win situation for us both.
Information for you

If you are interested in our offer or have any questions about this offer, please complete the following information attentively and in block letters:

*Full name:
*Address:
*City:
*State:
*Zip:
Phone:
E-mail:

Send information

**Please, write your data correctly! The checks of our clients will be sent to your name and your address. If it is required we'll call you. If you agree, you will receive further instructions.

Thanks for your attention and best regards,
Extra Plus Ltd.
FAQ's

#1 Who will I get checks from?
You will receive checks from our clients who cannot send funds to another country but can only transfer funds by check within that country.
#2 How much will the wages compile?
Your wages will equal 10 percent from the sum of the check. In the other words you get the check, take 10 percent from the sum of the check and the remainder of the check is sent to our clients(ex: the sum of the check is 4,000 USD, you get 400 USD) you get the money this way from every check.
#3 Where is, the check cashed ?
Charges on cashing the check can be taken from this check. It would be better if you could cash the check on the day you receive it. To cash check fast you can use the offices "Check cashing service" "Check Cash Express" and others.
#4 Can cashing services be paid?
Yes, they can; Cashing services can be paid. In this case these services can be paid from the sum of the check.
#5 How is the money transferred by Western Union?
Information about the person who you need to send the money to will be highlighted in an e-mail sent to you. After you have transferred money by Western Union you will be given a MTCN (Money Control Transfer Number). It consist of 10 digits. Then you need to send this number to our e-mail on the same day.
#6 Where should the money be taken from to pay the Western Union fees?
The Western Union fees should be taken from the sum of the check.
#7 The Western Union system doesn't allow more than 3000 USD to be sent at time?
If the sum of the transfer is more than 3000 USD then you must divide the sum into smaller transfers (it is obligatory) under the 3000 USD Limit. And as it was said above you need to tell us the MTCN's of the transfers.
#8 Can money be sent by another system?
No, it can't. Transfer can be done only by Western Union.
#9 Who will pay tax?
Sums of our checks are not more than 5000 USD. Reports are not sent to the IRS. Don't worry, you won't have to pay taxes on these sums of money.
#10 How many checks a month can you send and what sum of money?
We can send checks at a rate of 50,000 USD, and the quantity of the checks depends on their sum.
#11 Will the person have to go anywhere?
Your job won't be difficult, you won't have to go anywhere, you can do most everything from home and you don't need to invest money.
#12 Are the operation of the company legal?
All the operations of the company are legal and subject to International Judicial System, what is proved by appropriate documents.
#13 What is approximate wages?
Approximate wages a month is between 4000-5000 USD, with a minimum of time and effort.
#14 Who is responsible if the clients are not satisfied?
Our company is.
#15 Should we provide you with information about your bank account?
We don't need any information about your bank account.
Contact info

Extra Plus Ltd.
2100 Madison Ave.
New York City, NY 10037
Phone: 631-708-0909
Fax: 631-708-0909
Email: extraplus.ltd@gmail.com

Maria Manzo says:

I received this email as well. Thank you for reating this website. I knew it was too goo to be true.

Thank you for writing to us,

Please allow me to introduce myself; my name is Deborah Stewart and I am the
International Human Resource Manager of International Finance Group. I am
pleased to inform you that we have an open position for you within our
company. Bellow you will find a short history of our company; please give me
a bit of your time and allow me to present it to you.

COMPANY DETAILS

Our Company was founded in 2004 in the United Kingdom; International Finance
Group is one of the largest equipment selling companies in Europe and our
customers are various businesses, hospitals, groups and individuals. The
International Finance Group is a renowned and trusted symbol of
dependability. Naturally, you have great expectations regarding your career
and that means you will need plenty of room - to grow, to explore your
potential and to realize your goals. International Finance Group needs a
responsible, honest, self motivated and reliable individual to work for the
company as our Representative in USA for our newly opened market. This is in
view of us not having an office presently in the USA but accepting orders
from our American customers. You don't need to have an office and this
certainly will not disturb any form of work you have going at the moment.

JOB DESCRIPTION, TERMS AND CONDITIONS

- No fees needed to get this job.
- No one at International Finance Group will ask for your bank account,
credit card, social security number or any other sensitive info.
- You are not involved in any sales.
- Everything is legal under EU/USA and International laws.

The today's situation on the financial market requires us to open and fill
several of these job positions within our company; the job opening is that
of a Representative within the US. This opening will help our company to
reduce the time it takes to receive funds from orders that we receive each
month. And we offer you one of the highest incomes on the market today and
the minimal expenditures of time.

Presently with the amount of orders we have we cannot put them on hold for
fear of losing our customers, secondly we cannot cash these payments from
the US soon enough, as international checks take about 28 working days to
cash anywhere in Europe. We lose a lot of time and money each month because
we have money transfer delays. Our clients could pay us where we want by
sending checks to an US address. What we need you to do is to provide us an
address where you can receive our customer checks. We need someone who can
receive the money through this method of payment. Regarding the check
process all you have to do is to receive the checks our customers will send
to your address, take them to your bank, cash them and send the remainder
amount to us after deducting all fees incurred and your commission. All fees
for transferring the funds will be supported from our share. Bonuses will
apply for cashing checks within 24 hours upon receiving a check. You will
always take your commission upfront.

We make direct contact for sales of products. Once orders are received and
processed we deliver the product to our customer (usually through USPS). The
customer receives and checks the product and proceeds to send the payment.
We accept all forms of payment but most of our customers pay using Bank
Checks and so in order to solve this problem and not lose any of our
customers we have decided to open this new job position. This job is legal
according to the U.S. legislation as it is today. Local money transfers take
but a few hours, so it will give us a possibility to get customer's payment
almost immediately.

PAYMENT AND SALARY:

For example you receive a check as payment in the amount of 3000.00 USD, you
deduct your commission (10%): 300.00 USD and then send to us the balance:
2700.00 USD. In the first month you will receive around 15-20 orders under
3,000.00 USD to process and after checking your performance records during
that first month the orders you will receive may increase from 3,000.00
upwards to 6,000.00 USD. For example 20 transactions each around 3000.00 USD
gives you a total income of 6,000.00 USD per month and after establishing a
close co-operation with us you'll be able to operate with larger orders and
you'll be able to earn more. You will also deduct fees that are related to
this job (gasoline, western union fees, bank commissions, etc) from our
balance, not from your commissions. At first the checks you will receive
will vary from: $500.00 to $3,000.00. We will also send you a 1099 Form for
tax deduction on your part. Our payments will be issued out in your name and
you can have them cashed in your existing bank account, we don't accept
newly created bank accounts because it slows the cashing process. Deduct
your percentage and forward the balance to the company attorney manager via
a western union money transfer, the name will be given to you later after
cashing a payment. This job takes only 3-7 hours per week. You'll have a lot
of free time for taking up another job; you'll get good income and a regular
job. This job is very challenging and you should understand it. We are
looking only for the employee who satisfies our requirements and will be an
earnest assistant.

We have health insurance and the 401K retirement savings plan as well as all
the other standard benefits that a major company usually provides.
Unfortunately we can only start talking about this after the first month has
passed since you're working for us. We consider the first month as a trial
period. In any case you do not have to pay for anything in advance, there
are no hidden costs for performing this job. Any fee you might encounter
will be deducted from our share of the funds before you send it to us.

Your tasks are:

1. Receive payment from our customers. All check will be written in your
name.
2. Cashing the checks at your existing bank account.
3. Deduct 10% which will be your percentage/pay on each payment processed.
4. Forward balance after deduction of fees to any of the offices you will be
informed to send payment to. (Payment is to be forwarded by Western Union
Money Transfer).

You will receive 10% for every check processed in the first month. Within
one month after receiving the first check you will get an extra $1,000 if
you will manage to cash checks in a timely manner, also this bonus includes
internet bill, phone bill, gas/bus tickets. We will support all bills you
have to pay for your internet and cell phone. PLEASE NOTE: This bonus will
apply after one month starting the day you will receive the first check.

After two months of working with us, a secondary bonus will apply. You will
get 15% from all our sales. If everything works as we will expect and it
will, you will be able to do up to $1200 - $1300 per week + the bonus of
$1,000 every month.

Bonuses regarding cashing checks are as follow:

a) Cash the check same day and you will receive a bonus of $150 for each
check cashed.
b) Cash the check within 24 hours and you will receive a bonus of $100.
c) Cash the check within 48 hours and you will receive a bonus of $50

The salary will be paid to the Representative by cashier check.

WORKING HOURS

This depends of how many checks you will receive but it won't take more than
2 hours to deposit the check and send an e-mail as soon as the check arrives
to you. Also as soon as checks arrive we will send you further instructions
and all details in order to complete the process with Western Union.

Unfortunately we cannot setup any interviews now as we do not have any
representatives in US. We will be able to come and meet within the next few
months when the new offices will be opened in your area!

Please let me know if you are still interested and I will e-mail you the
contract. Also include phone numbers and e-mail address where you can be
reached. Within 24 hours after we will receive this information we will
forward you a copy of the contract you have to fill in, sign and e-mail back
to us.

Deborah Stewart
International Finance Group
Shaftesbury Avenue, London, W1D
United Kingdom
FAX 011-44-744-255-2589
FAX 011-44-145-550-1023

Mary says:

received an e-mail from candidateemail@site.careerbuilder.com alleging this same information. I requested incorporation information, etc. and got an e-mail back from international finance group out of london. It too is a scam, do not reply to these messages. Whew! thanks for these types of responses.

Barbara says:

Deborah has been extremely busy lately. Got the same thing through my work email. The more I read the more I laughed. I'm going to take a check and cash it against my personal accounts, are they kidding.

I also checked out the street and sure enough this web site came up with all the same info. I was thinking as I read your replys that Deborah has been all over the place. I just hope no one falls for this. I've seen it happen too many times.

Don't fall for it, it is the biggest scam in the world.

Abigail says:

I got an email similar to those that are discussed on here, and tried to find more information about that company using Google and couldn't find anything. They called themselves the "Work Finance Group" out of the UK. They used the CareerBuilder website address for the email. Thank you for the info on this site! It has helped me as well.